Scammers target real people in our communities.

Illustration of an older woman pausing on a call while a false official looms from a phone.

When a scam gives you a role in its investigation

A fake government investigation can recruit the person it claims to protect. The FTC's clear rule cuts through the story: no real agency asks you to move money to protect it.

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Overhead illustration of hands closing a laptop and disconnecting it after a suspicious refund notice.

How a fake refund can take over your computer and your decisions

A made-up purchase can lead to a fake support desk, remote access, and pressure to move money. Learn where to break that chain before a stranger gains control.

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Illustration of report folders above many unopened envelopes representing unreported fraud.

What the $81.5 billion estimate can and cannot tell you

The FTC's upper estimate for fraud losses among older adults is not a count of filed complaints. Understanding how it was built makes the headline clearer and the problem harder to dismiss.

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Illustration of an older man stopping before a glowing investment chart and phone pitch.

An AI label does not prove an investment is real

A news report describes a 76-year-old man who lost $1.6 million after a random text led into an investment scam. The safest check is about the offer and platform, not the technology word in its pitch.

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Illustration of several online personas connected to one concealed operator.

A familiar circle of names can still be one person

In an online romance scam, apparent friends and family may exist only inside the same private story. Learn how to check a connection without blaming yourself for trusting someone.

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Illustration of an online message leading to a locked, counterfeit trading screen.

When a romance moves from messages to a fake trading account

A relationship can become the bridge to a counterfeit investment site. A fake balance and a last-minute withdrawal fee are reasons to stop and verify, not to send more.

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Illustration of neighbors pausing, checking, and sharing information as scam messages recede.

Scams are big business. Here is where we can push back.

A scam economy runs on pressure, confusion, and money that moves quickly. We can interrupt the next step, verify a contact independently, and share the tactic so fewer people face it alone.

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